The costs relating to dental posts are considered to be one of the most expensive expenses and the least reimbursed by Health Insurance: scaling, treatment of a cavity, fitting of a crown or devitalization of a tooth, adult orthodontics, or the placement of dental veneers, etc.
Thus and to be able to save money, subscribing to mutual dental health insurance remains the best solution. By comparing the available offers, you will get the best complimentary dental health contract.
We provide you with an online comparator of mutual dental health which will select the cheap quotes best suited to your dental needs (contributions, coverage, reimbursements)
To find the best dental and implant mutual insurance, compare the 2022 prices of Vivint, harmony, Henner 600 without deficiency and calculate reimbursement almerys, Calvia
Dental Mutual: Dental care
Comparing your health insurance is a wise choice when it comes to dental care, which is generally poorly funded by Social Security, while the dental care is part of the necessary and often expensive care.
Classical social protection will adequately cover basic medical dental care.
If dental prostheses are considered, making a comparison through a site can save significant sums. the site allows you to check the reality of dental reimbursements.
Implants are not funded by Social Security. Making a comparison can help find dental insurance without a cheap ceiling.
How to choose the right dental health insurance?
Complementary health insurance is essential to benefit from optimal coverage of your medical expenses. It can be taken out individually, but also collectively by a company. To find the offer that best suits you, you must take certain criteria into account.
Reimbursements offered by complementary health insurance
The dental mutual generally offer two types of reimbursement. The first relates to co-payment coverage. This is the remaining charge which remains the responsibility of the insured. These include costs for medical fees, dental care, etc. This reimbursement varies according to the coverage rate chosen and the type of intervention.
The second type of reimbursement concerns dental care. These are covered by dental insurance at a rate that varies from one formula to another. It can reach 100%. To benefit from this amount, you must have taken out a guarantee that covers the costs related to the surgery. In general, prices for dental care are higher in the private sector than in the public sector.
In addition, it is important to note that some dental mutuals offer a dental reimbursement package. This package can be covered by complementary health insurance at a rate that is generally between 100 and 400%. These include reimbursement for routine dental care, orthodontics, dentures, etc. To take advantage of this package, the insured must have taken out dental coverage that covers all these costs.
Other types of refunds
Apart from dental reimbursement, it is also important to note that several dental mutuals offer reimbursements for other types of costs. These include the optical flat rate, the flat rate for hearing care, and the reimbursement of spa treatments.
About optical packages, dental mutuals generally offer a package for corrective lenses. This package covers the purchase of lenses and their replacement.
Similarly, some packages cover lens maintenance costs. It should be noted that there are no specific packages for optical costs. Indeed, all reimbursements offered by these dental mutuals are lump-sum reimbursements that do not cover actual expenses.
How to take out dental insurance?
To benefit from a dental mutual, you must sign a contract with a mutual company or a complementary organization. The choice of the contract is very important because it must meet the needs of the insured.
The contract must also be adapted to his state of health and his expectations. It should be noted that insurance companies offer various rates, but they must be chosen according to the needs and budget of the client. In addition, the choice of a complementary organization is also essential to finding the best mutual dental insurance.
What is the best dental insurance?
Mutual health aims to reimburse part or all of the rest of the expenses related to medical care. There are many mutuals and it can be difficult to choose. But, how to choose a good mutual? To answer this question, we will see in the rest of this article which is the best dental mutual.
THE BEST DENTAL MUTUAL: WHAT IS IT?
The best dental mutual is the one that offers you the best health coverage. Indeed, there are several dental mutuals on the market and each of them has its particularity, but all these mutuals have in common to offer guarantees that cover the costs of dental care.
There are several types of dental insurance and each of them has its advantages and guarantees. To find the best dental mutual that suits you best and offers you optimal health coverage, you must therefore compare the guarantees of the different contracts and choose the one that offers the most advantages.
Opt for complementary health insurance for dental to benefit from a reinforced reimbursement on your dental prostheses.